Dearbh

Denied by insurance? Build an appeal backed by the insurer’s own rules.

Dearbh turns a denied claim into a cited appeal. Every line is quoted word for word from the policy, regulation, or coverage rule that governs it, and a person reviews the calls that matter before you file.

Private and ACA plans. Medicare. Medicaid. SSDI. SSI.

What one appeal line looks like

Insurer says

“Speech-generating device is not medically necessary.”

Dearbh finds

Your plan’s own covering policy, the matching Medicare standard (NCD 50.1), and the one document still missing from your file.

You get

An appeal where every line is quoted from its source, with the missing record already requested.

On a private plan, your plan’s own words are what decide. Medicare’s rule does not bind your plan, it shows the standard your plan is measured against.

How it works

You see what is missing before the insurer does.

1

Add your denial and records

Drop in the denial letter and everything you have — records, notes, and your plan documents. Your case is handled under a signed agreement that covers health information.

2

Dearbh reads it and finds the gaps

It checks your records against what your appeal needs to prove, and shows you what already has support and what is still missing.

3

Get what is missing

Dearbh helps write the letters that reply to the insurer and request the outstanding records, so your file is complete before you appeal.

4

Check the proof, then file

The appeal quotes every source word for word. You see the real text behind every line, and nothing goes in that you can’t verify.

What we offer that others don’t

Proof you can check, not a black box.

Most tools draft a letter and hope. Dearbh proves every line against its real source and keeps a person on the calls that matter — so what you file can stand up.

Every citation is real

Each source is the exact text from the actual law, policy, or label. No invented studies, no “trust us” database you can’t see. One made-up citation can sink an appeal. Dearbh proves every one against its source.

A person is in the loop

AI does the heavy lifting, but a human reviews the calls that matter. Nothing files itself. You stay in control of every line before it goes out.

Made to be used by everyone

Built to work with eye-tracking, switch access, and speech recognition, because it was built by someone who uses them every day.

You choose where your case is kept. Keep it on your own system and we hold nothing.

The denial that never stops

When you rely on ongoing care, the denials come every month, not once.

It is the refill, the wheelchair, the CPAP, the therapy hours, and the home-health visits — the everyday equipment and care that people with disabilities, chronic illness, injury, and rare diseases depend on, coming back denied. A denial is not the end of the process. It is the start of one.

Wheelchairs & mobility
Speech devices
CPAP / BiPAP
Physical & speech therapy
Home health hours
Medical foods
Genetic testing
Prescription drugs
Mental & behavioral health
Diabetes supplies & CGM
Skilled nursing & rehab
Prior-auth renewals

It’s not only private insurance, and it’s not only rare disease. Dearbh appeals denials across the programs people rely on for ongoing care — at first application, at renewal, or after years of coverage.

Private & ACA health plans Medicare Medicaid SSDI — Social Security Disability Insurance SSI — Supplemental Security Income

SSI appeals include federally-administered state supplement (SSP / optional state supplement) determinations. If you can be denied, you can appeal — and Dearbh proves every point against the rule that governs it.

The story behind it

A thousand denials. One tool built to answer them.

Dearbh’s founder at his desk in a wheelchair, wearing a head-mounted eye-tracking device, working at a computer.

Dearbh was built by someone who has been denied by insurers a thousand times — and who got tired of losing appeals he should have won.

Its founder lives with spinal muscular atrophy type 2, and navigates computing, development, and communication through eye-tracking and speech recognition. Like everyone with a rare disease, he has faced the denials that never stop.

It is rarely the one big drug. It is the wheelchair, the standing frame, the speech device, the therapy hours, and the renewal that comes back denied after years of being stable. Each one costs time, money, and energy that a person managing a rare disease cannot spare. Most people give up. Nothing on the market was built for that reality, or by someone who lives it.

So he built the appeal engine he needed, and made it one everyone can use.

Built with AI as the force multiplier that made it possible.

Built and used every day with Tobii Dynavox for eye-tracking and Cephable for speech recognition. Its founder is a proud Permobil M3 power wheelchair user, with durable medical equipment provided by Numotion.

Who it’s for

Whether you’re fighting one denial or a thousand.

Dearbh is built for everyone who meets the same wall — individuals, advocates, clinics, and law firms — and gives each of them proof an insurer or agency can’t wave away.

Individuals & families

Fight your own denial with an appeal built on the real rules and your own records, with a source behind every line.

Advocates

Handle far more families with the same hours. Every letter is cited, checkable, and ready — so nothing goes out you can’t stand behind.

Clinics & foundations

Give your specialists a tool that carries your name, learns your community’s denials, and reports your impact — running inside your own network.

Law firms

Build appeals and demand letters on citations that hold up. Every source is quoted word for word and traces to the rule that governs it — ready for the record.

Pricing

Straightforward pricing. Fair when you scale.

For one person
Free

Free for one person. The full engine, for your own appeal.

  • Nothing to install
  • Keep your case on your own system
  • Every citation checkable
Multiple appeals
Contact us

For anyone running more than one appeal. Tell us what you need.

  • No install, works in your browser
  • Pay only when you file
  • Cited, ready-to-send letter
Institutions
Contact us

Foundations, clinics, and advocacy teams.

  • Your name on it (white-label)
  • Runs inside your network
  • Shared knowledge base & impact reports

Join the waiting list

Dearbh is in live testing and verification review now. Tell us who you are and we will let you know the moment it opens. If you want to help shape it, you can ask to join the group that tries it first.

We ask for the type of denial only as a category, so we know which problems to build for first. Please do not send us medical records or case details here — this page is not where a case lives.

Your denial isn’t the last word.

Build an appeal on proof they can’t wave away.

Get early access